White-Label Banking and Neobank Solutions
Launch financial services under your own brand—through a complete white-label platform or by combining your own regulated company with licensed banking and payment infrastructure.
Two Ways to Build Your Financial Proposition
The right route depends on the activities you want to offer, the level of regulatory control you require, your target markets and how much operational responsibility you want to retain.
Complete White-Label Solution
A licensed provider supplies the regulated infrastructure while your company focuses on its brand, distribution and customer acquisition.
- Launch under your own commercial brand
- Accounts, payments, FX and cards may be integrated
- The underlying licensed institution provides the regulated services
- KYC, KYB, AML, monitoring and geographical restrictions remain subject to provider approval
- Fast, efficient and suitable when owning a licence is not essential
Your Own Regulated Company + White-Label Infrastructure
You acquire or establish your own regulated financial company and connect it to specialist providers for accounts, payment rails, cards, technology and other infrastructure.
- Greater strategic and regulatory control
- Potential to conduct additional permitted activities under your own authorisations
- Examples may include payment services, precious-metals trading or crypto-related activities where legally permitted
- Cards and some account services can still be supplied by licensed partners
- A stronger platform for long-term development, but with more cost, governance and compliance responsibility
White-Label Solutions Available
FintechLex works with several providers and structures. Availability depends on the project, client profile, jurisdiction, due diligence and provider approval.
Accounts & IBANs
Multi-currency accounts, named or virtual IBAN structures and branded client portals, depending on the provider.
Payments
Domestic and international rails may include SEPA, SWIFT, Faster Payments, ACH, Fedwire and other local networks.
Foreign Exchange
Multi-currency holding, conversion and settlement across a broad range of currencies.
Card Programmes
Prepaid or payment cards may be offered on the provider’s brand or, where approved, with your own branding and programme structure.
Digital Assets
Crypto wallets, exchange or other digital-asset functions may be available through appropriately authorised providers and structures.
Compliance Infrastructure
Customer onboarding, KYC/KYB, sanctions screening, transaction monitoring and ongoing compliance workflows.
How FintechLex Supports the Project
This is not simply a provider referral. FintechLex works on the client side to identify a workable structure and manage the path to launch.
Which Model Is Right for You?
Choose pure white-label when…
You want to launch efficiently, concentrate on sales and customer acquisition, and rely on an established licensed institution for the regulated layer.
Choose your own regulated company when…
You need more independence, want to conduct additional permitted activities and are prepared to assume greater governance, compliance and operational responsibility.
Clear Roles. No Misleading Claims.
Request a White-Label Assessment
Tell us what you want to offer, where your clients are located and whether you prefer a complete white-label model or your own regulated structure. We will identify the most suitable route and relevant provider options.
Contact insight@fintechlex.com