FintechLex Insight is our weekly newsletter on financial licences, regulated companies and the deals behind them: Swiss SROs and FINMA, EMIs, banks, stablecoins, and what nobody tells you about them. Every edition is here, the latest first.
For years a Swiss FinTech licence was rare and sold at a good price. The coming payment instrument institution licence, with the exclusive right to issue Swiss stablecoins, will reprice it. This edition covers the rules today and the new licence, why even a bank needs a separate company to issue, why most fintechs should distribute rather than issue, the Swiss franc coin at zero interest, the EU border, where Tether’s reserves sit, and whether launching a coin in 2026 still makes sense.
Every month a founder in Bangkok, Hong Kong or Singapore asks whether he can simply open a Swiss company and join an SRO. The short answer is yes; the long answer took a book. This edition covers what an SRO lets you do, what it costs, where the bank says no, what the annual audit checks and what the coming FINMA licences will leave to it, followed by a block on Swiss and Liechtenstein foundations.
Switzerland has one of the most complete regulatory systems in the world, and one of the least understood. Our first edition launches a series of plain-English guides: how Swiss financial regulation works, SRO or licence, crypto custody and staking, the portfolio manager licence, issuing a stablecoin, buying a regulated company rather than applying, and what we currently have for sale. Plus the new FintechLex app.
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