Your EMI Is Licensed in Sweden. Your 60 Employees Are in Lisbon. Is That Legal?
Yes. But there is a catch, and it can cost you the licence. Imagine you buy an electronic money institution (EMI) licensed in Sweden,…
Category: Payments & E-Money
EU Payment Institution for Sale: Licensed, Passported and Already Sending Money to Asia
A licensed EU payment institution with passporting rights is for sale: remittance to Southeast Asia, own platform, EUR 20m+ annual volume, break-even reached.
Licensed Payment Company for Sale in Europe: An Acquiring Licence, Ready to Operate
A licensed EU payment company with an acquiring licence is available for acquisition in Southern Europe. Physical and virtual POS, existing merchants, operating brand.
Stablecoin Payments: Faster, Yes. Simpler, Not Really.
Stablecoins move money in minutes. But in a bank, the blockchain replaces only one step out of twenty. Stablecoins were going to make payments…
Visa or Mastercard Principal Membership, or BIN Sponsorship? How to Issue Cards Without Burning a Year
Every fintech founder wants a card with his logo on it. It is the most visible product in payments, and clients use it every…
The EMD Agent Route: How to Sell Payment Accounts Under Your Brand Without Your Own Licence, and What Nobody Tells You
Can you offer accounts, IBANs and payments to your clients under your own brand without holding a licence? Yes, and thousands of businesses in…
Issuer or Distributor? Why Most Fintechs Should Not Issue Their Own Stablecoin
Every fintech wants its own stablecoin. Most should not issue one. The burden is in issuing; the money is usually in using the coin.
EMI Licence for Sale: A Live EU E-Money Institution, Under €2 Million
A licensed, operating Lithuanian e-money institution with CENTROlink access, a card programme, 1,716 active customers and €56.5 million of yearly payment volume. Asking price…
Switzerland vs the EU: Which Swiss Licence Matches Which European Licence?
Switzerland is creating two new licences. Side by side with the EMI, MiCA and stablecoin rules: what matches, what has no equivalent, and what…
EMI, MiCA and Stablecoin Licences in Europe: Three Regimes, and What PSD3 Changes
Payments, crypto services and stablecoins each have their own European rulebook. What each licence allows, where they overlap, and what PSD3 changes for existing…
