Two EU small private banks currently for sale — a rare opportunity
It is unusual to have two fully licensed banks available for acquisition at the same time.
We are currently involved in two separate opportunities, both located in Southern Europe within the European Union.
Bank 1 — available for under €60 million
An established European banking institution with more than 30 years of operating history.
Key characteristics:
- Full European banking licence
- Total assets exceeding €500 million
- Customer deposits of approximately €450 million
- Loans and advances of approximately €200 million
- Factored receivables of approximately €140 million
- Equity of approximately €35 million
- Tier 1 capital ratio comfortably above 14%
- Strong focus on corporate banking, SME lending and factoring
- Pan-European deposit gathering capabilities
- Major core-banking and digital-transformation programme nearing completion
The institution offers an established regulated platform with a substantial balance sheet and significant potential for further development. PROJECT ANCHOR
Bank 2 — available for under €30 million
A fully licensed Eurozone credit institution offering a ready-made European banking platform.
Key characteristics:
- 100% of the share capital available
- Full EU banking licence and European passporting capability
- Approximately €19 million shareholders’ equity
- Total assets of approximately €137 million
- Gross customer loans of approximately €38 million, up around 20% year-on-year
- 57 employees covering governance, compliance, risk, operations and IT
- Net interest income more than doubled in the latest financial year
- Existing infrastructure capable of supporting a new owner’s banking, lending, payments or digital-banking strategy
The current asking price is in the €25–28 million range. Project Faro Bank 2 Project Faro Bank 2
For banking groups, financial institutions, fintechs, family offices or investors looking for an existing EU-regulated banking platform, having two acquisition opportunities available simultaneously is particularly unusual.
Any acquisition remains subject to due diligence, contractual agreement and the required regulatory change-of-control approvals.
Serious and well-capitalised parties only. Further information is available under NDA.
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